# Affinity Financial — Auto Loans | Wesley Chapel, FL

> Affinity Financial is a Florida-based auto loan specialist serving Wesley Chapel, Tampa, New Port Richey, Bradenton, and surrounding Pasco and Hillsborough County communities. We help customers with all credit profiles — including bad credit and no credit — get approved for new and used car loans, as well as auto loan refinancing.

## About

Affinity Financial partners with Jacobs Auto Group dealerships to offer seamless, same-day auto financing. We work with a network of lenders to find the best rates for each customer's unique credit situation. Our team is based in Wesley Chapel, Florida and serves the greater Tampa Bay area.

**Key facts:**
- New car loans starting from 0% APR
- Used car loans starting from 4.50% APR
- Bad credit welcome — no SSN required to get a rate quote
- Approvals typically within 24 hours
- No prepayment penalties
- GAP coverage and extended warranty options available

## Services

### Auto Loans
We offer financing for new and used vehicles across all credit tiers. Customers can apply online and receive a decision within 24 hours. We work with buyers who have excellent credit, fair credit, bad credit, or no credit history.

### Auto Loan Refinancing
Customers with existing auto loans can refinance to lower their monthly payment or interest rate. We compare rates across multiple lenders to find the best option.

### Rate Quote Tool
Customers can get a personalized rate estimate without a hard credit pull. The tool uses vehicle type, loan amount, and credit score range to provide estimated APR ranges.

### Loan Calculator
An interactive calculator that lets customers estimate monthly payments based on vehicle price, down payment, loan term, and interest rate.

### Make a Payment
Existing Affinity Financial customers can make loan payments through the secure online portal (eautopayment.com) or via the automated IVR phone system at **866-918-0079** (available 24/7).

## Dealer Partners

Affinity Financial works exclusively with Jacobs Auto Group dealerships:

- **Jacobs Mitsubishi New Port Richey** — 6901 US 19, New Port Richey, FL 34652 | (727) 944-2886
- **Jacobs Mitsubishi Wesley Chapel** — 5305 Eagleston Blvd, Wesley Chapel, FL 33544 | (813) 678-2886
- **Jacobs Motors Bradenton** — 3230 14th St W, Bradenton, FL 34205 | (941) 420-0720
- **Jacobs VinFast** — 6837 US 19, New Port Richey, FL 34652 | (813) 666-3278
- **Karma Tampa Bay** — Tampa Bay, FL | (813) 666-3278
- **Jacobs Yachts** — 6909 US 19, New Port Richey, FL 34652 | (727) 616-2628
- **VinSell** — 6909 US 19, New Port Richey, FL 34652 | (813) 815-7355

## Inventory

Affinity Financial's website displays live vehicle inventory from Jacobs Auto Group dealerships, sourced via the Vincue inventory management system. Customers can browse new and used cars, filter by make, model, price, year, and condition, and submit financing inquiries directly from vehicle listings.

## Contact

- **Website:** https://www.affinityfinancial.com
- **Phone:** 813-693-LOAN (813-693-5626)
- **Location:** Wesley Chapel, FL (serving all of Tampa Bay)
- **Hours:** Monday–Friday 9am–6pm ET, Saturday 10am–4pm ET

## Pages

- [Home](https://www.affinityfinancial.com/) — Overview of services, current rates, and CTAs
- [Auto Loans](https://www.affinityfinancial.com/auto-loans) — Detailed auto loan information and application
- [Apply Now](https://www.affinityfinancial.com/apply) — Multi-step credit application
- [Rate Quote](https://www.affinityfinancial.com/rate-quote) — Instant rate estimate (no hard pull)
- [Calculator](https://www.affinityfinancial.com/calculator) — Monthly payment estimator
- [Cars for Sale](https://www.affinityfinancial.com/cars) — Live inventory from dealer partners
- [New Cars](https://www.affinityfinancial.com/cars/new) — New vehicle inventory
- [Used Cars](https://www.affinityfinancial.com/cars/used) — Used vehicle inventory
- [Make a Payment](https://www.affinityfinancial.com/make-a-payment) — Payment portal and IVR phone payment
- [About](https://www.affinityfinancial.com/about) — Company background and mission
- [Blog](https://www.affinityfinancial.com/blog) — Auto loan guides and Florida car buying tips
- [Contact](https://www.affinityfinancial.com/contact) — Contact form and dealer locations
- [Car Dealers](https://www.affinityfinancial.com/car-dealers) — Dealer partner directory

## Blog Articles

- [How to Get an Auto Loan with Bad Credit in Florida](https://www.affinityfinancial.com/blog/how-to-get-auto-loan-bad-credit-florida)
- [Best Used Car Loan Rates in Florida 2025](https://www.affinityfinancial.com/blog/best-used-car-loan-rates-florida-2025)
- [Auto Loan Refinancing Guide for Florida Drivers](https://www.affinityfinancial.com/blog/auto-loan-refinancing-guide-florida)
- [New Car Loan 0% APR Deals in Florida](https://www.affinityfinancial.com/blog/new-car-loan-0-percent-apr-florida)
- [Car Buying Tips for Florida First-Time Buyers](https://www.affinityfinancial.com/blog/car-buying-tips-florida-first-time-buyers)
- [Auto Loan Guide for Wesley Chapel and Pasco County](https://www.affinityfinancial.com/blog/auto-loan-wesley-chapel-pasco-county-guide)