✦Approvals in 24 Hours✦Bad Credit Welcome✦Refinancing Available✦New Cars from 0% APR✦Used Cars from 4.50% APR✦No Prepayment Penalties✦GAP & Extended Warranty✦Open Bankruptcies OK✦Call 813-693-LOAN✦Approvals in 24 Hours✦Bad Credit Welcome✦Refinancing Available✦New Cars from 0% APR✦Used Cars from 4.50% APR✦No Prepayment Penalties✦GAP & Extended Warranty✦Open Bankruptcies OK✦Call 813-693-LOAN✦Approvals in 24 Hours✦Bad Credit Welcome✦Refinancing Available✦New Cars from 0% APR✦Used Cars from 4.50% APR✦No Prepayment Penalties✦GAP & Extended Warranty✦Open Bankruptcies OK✦Call 813-693-LOAN
APPROVALS WITHIN 24 HOURS

Drive Today with Affinity Financial

Florida's trusted auto loan specialists. We work with 10,000+ customers to secure the best rates on new cars, used cars, and refinancing — even with bad credit.

Bad Credit OK
No Prepayment Fees
24-Hr Decision

USED CAR RATE

4.50%

Starting APR

APPROVED

Within 24 Hours

Bad credit welcome

10,000+

Customers empowered

BY THE NUMBERS

Trusted by Florida drivers

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Customers Empowered
Across Florida & beyond
0.00%
Used Car Rate
Starting APR
0 days
Approval Valid
From date of approval
0 hrs
Avg. Decision Time
From application to offer
How It Works

From application to keys — in 3 simple steps

Our specialists handle everything. Most customers drive the same day they're approved.

STEP 01

Apply in Minutes

Fill out our simple online application — no SSN required to start. A specialist reviews your profile the same day.

STEP 02

Get Approved

Most applicants receive a decision within 24 hours. We work with 30+ lenders to find the best rate for your situation.

STEP 03

Drive Today

Pick your vehicle from our dealer network, sign your documents, and drive away. Bad credit welcome.

No SSN required to start · Soft pull only · Bad credit welcome

LOAN PRODUCTS

A loan for every driver

New Car

0%

APR · Up to 84 months

Finance any new vehicle from dealers in our network with our most competitive rates.

BEST RATE

Used Car

4.50%

APR · Up to 72 months

Vehicles of all years from dealers in our network. Private party purchases welcome.

Refinance

Ask Us

APR · Up to 84 months

Lower your current rate. Send us your payoff and we'll get to work immediately.

Exotics & Trucks

Call Us

APR · Flexible terms

We finance all makes and models — including exotic cars and heavy-duty trucks.

WHY CHOOSE US

We go to work for you

We strive to help every single person we do business with. Call us to find out the Affinity Financial difference.

Lowest Rates Guaranteed

We work with multiple lenders to guarantee you the best rate possible — 4.50% for used, 0% for new.

Bad Credit Welcome

We specialize in bad credit, open bankruptcies, and repos. Let us go to work for you.

Cars, Trucks & Exotics

We finance all vehicles — from everyday sedans to exotic cars and trucks of all sizes.

Refinancing Available

Already have a loan? Send us your current payoff and we'll work on your refinance immediately.

No Prepayment Penalties

All loans are simple interest. Pay off early or make principal payments anytime to save on interest.

GAP & Extended Warranty

Protect your investment with GAP coverage and a variety of aftermarket warranty options.

TESTIMONIALS

Real customers, real results

"Kammy with Affinity Financial is so pleasant to deal with. I love that my car is helping build my credit."

Satisfied Customer

Wesley Chapel, FL

"We came to Affinity Financial with some concerns on how we were going to get into our next vehicle. They got us into a new Jeep. I love it and their service is outstanding."

Happy Customer

Tampa Bay, FL

"They really helped me when other people couldn't get me approved. If you're in the market, give these guys a shot. Very professional and helped me get into my dream car."

Verified Customer

Pasco County, FL

"I loved the customer service you guys provided me. Very nice and patient with all my questions. I would definitely come back."

Donny J. Griffin

Florida

GET STARTED

Ready to drive today?

Apply online or call us at 813-693-LOAN. Our specialists are available Mon–Fri, 9am–5pm to help you get approved.

10,000+ customers
Bad credit welcome
Mon–Fri 9am–5pm
Make a Payment