Terms Of Use

Terms of Use

Effective Date: 01/01/2024

Welcome to the Affinity Financial Services website (“Site”). By accessing or using our Site, you agree to comply with and be bound by these Terms of Use (“Terms”). Please read these Terms carefully. If you do not agree to these Terms, you should not use this Site.

1. Acceptance of Terms

By accessing or using the Site, you agree to be bound by these Terms and all applicable laws and regulations. These Terms apply to all visitors, users, and others who access or use the Site. If you do not agree to these Terms, please do not use the Site.

2. Use of the Site

a. Eligibility:
You must be at least 18 years old to use this Site. By using the Site, you represent and warrant that you are at least 18 years of age.

b. Permitted Use:
You may use the Site for lawful purposes only. You agree not to use the Site in any way that could damage, disable, overburden, or impair the Site or interfere with any other party’s use of the Site. You may not use the Site to engage in any illegal activities or to solicit the performance of any illegal activity.

c. Account Registration:
Some features of the Site may require you to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account information and for any activities or actions under your account.

3. Intellectual Property

a. Ownership:
The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Affinity Financial Services, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

b. Limited License:
Affinity Financial Services grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for your personal, non-commercial use. This license does not include any resale or commercial use of the Site or its contents; any derivative use of the Site or its contents; or any use of data mining, robots, or similar data gathering and extraction tools.

c. Restrictions:
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as expressly permitted by these Terms.

4. User Content

a. Responsibility for User Content:
You are solely responsible for any content you submit, post, or display on the Site (“User Content”). You represent and warrant that you own or have the necessary rights and permissions to use and authorize Affinity Financial Services to use all User Content in the manner contemplated by the Site and these Terms.

b. License Grant:
By submitting User Content, you grant Affinity Financial Services a worldwide, non-exclusive, royalty-free, fully paid, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your User Content in connection with the Site and Affinity Financial Services’ business.

c. Prohibited Content:
You agree not to post or transmit any User Content that is unlawful, threatening, abusive, defamatory, obscene, vulgar, or otherwise objectionable, or that encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law.

5. Disclaimers and Limitation of Liability

a. Disclaimer of Warranties:
The Site and its contents are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Affinity Financial Services does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

b. Limitation of Liability:
In no event shall Affinity Financial Services, its affiliates, or their respective officers, directors, employees, agents, licensors, or service providers be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the Site, including, but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, even if advised of the possibility of such damages.

6. Indemnification

You agree to indemnify, defend, and hold harmless Affinity Financial Services, its affiliates, and their respective officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site.

7. Termination

Affinity Financial Services reserves the right, in its sole discretion, to terminate your access to all or part of the Site, without notice or liability, for any reason, including, without limitation, your breach of these Terms.

8. Governing Law and Jurisdiction

These Terms and your use of the Site are governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles. You agree that any legal action or proceeding arising out of or relating to these Terms or your use of the Site shall be brought exclusively in the federal or state courts located in [Insert County], [Insert State], and you consent to the jurisdiction of such courts.

9. Changes to the Terms

Affinity Financial Services reserves the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on the Site. Your continued use of the Site following the posting of changes constitutes your acceptance of such changes.

10. Miscellaneous

a. Entire Agreement:
These Terms constitute the entire agreement between you and Affinity Financial Services regarding your use of the Site and supersede any prior agreements or understandings, whether written or oral.

b. Severability:
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

c. Waiver:
The failure of Affinity Financial Services to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

11. Contact Information

If you have any questions about these Terms, please contact us at:

Affinity Financial Services
6821 Us 19 New Port Richey FL 34652

727-300-3444